The home loans market is a competitive one and when it comes to finding a home loan even the financial savvy have a hard time understanding the process.

At Centurion Home Loans, our team can answer all your questions, narrow down your loan options and find a suitable loan for you from our panel of over 40 lenders, which includes the major banks and non-bank lenders.

Our team will also guide you through the entire loan process, from the application to settlement.

So, what information do you need to provide to give yourself the best chance of being approved?

Information you’ll need to provide:

  • Proof of regular savings history;
  • Proof of salary or wages – pay slips, tax returns, a letter that states your salary;
  • If you’re self-employed you will need to provide your Individual tax return, ATO Notice of Assessment and BAS (Business activity statements);
  • Proof of Identification – driver’s licence, birth certificate, passport or other forms of identification;
  • Proof of any other income such as shares or rental property.

Applying for a home loan on your own isn’t always a straightforward task. There is a lot you’ll need to be aware of, and information you’ll need to provide.

Contact us
If you’re looking to upgrading from your current home or buy an investment property, contact us on 0459 032 372 today.

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